Is this a scam?

Paste a suspicious text, email, or describe a phone call. You'll get a clear, plain-English read on how risky it looks — plus the warning signs behind it.

We don't store your message. This tool never says something is absolutely “safe” or absolutely “a scam” — it identifies warning signs or compares the input to known scams to provide information so you can decide. It is not a substitute for contacting your financial institution.

I understand this is guidance to help me decide — not a guarantee.

Protect your whole membership

CertAware helps credit unions train, test, and certify their teams and members against fraud. If your credit union uses CertAware, sign in to your program for the full training.